La Grange, Kentucky
107A S First St, #1
La Grange, KY 40031
(855) 367-5614

Which Medicare Supplement Plan Is Right for You? December 15, 2017

La Grange, Oldham
Which Medicare Supplement Plan Is Right for You?, La Grange, Kentucky

Medicare provides vital medical services to patients over 65 and those with disabilities, but this program won’t cover all your medical expenses. Without a Medicare supplement plan from a private insurer, you may be responsible for copays, coinsurance, and medication costs, which many seniors cannot afford. There are a variety of options available to help you meet these fees, each of which may be suited for your lifestyle and financial situation.

medicare supplementInsurers now offer 11 different Medicare supplement plans, which are uniform throughout the country. For example, a Plan A from one insurer in Kentucky will provide the same benefits as the same policy from a different carrier in New York. However, premiums and deductibles may vary from one insurer to the next, so it’s important to compare options before selecting a policy.

Every plan will have different out-of-pocket costs, including the monthly premium, and some will require you to meet a deductible before collecting benefits. If controlling your insurance costs is a priority, you may choose a Medicare supplement plan K or L, which feature annual out-of-pocket spending limits. Plan F, a popular option, offers the most comprehensive medical coverage available, taking care of virtually all of your out-of-pocket medical expenses. It’s best to speak with an experienced professional who can walk you through the options and explain the benefits, so you have the information you need to make the right choice and decide which plan is best for your needs.

 

The insurance specialists at Aines, Carter & Associates in La Grange, KY, specialize in helping senior citizens get the coverage they need. They pride themselves on their personalized approach and will take the time to understand your requirements before recommending a policy tailored to you. To learn more about Medicare supplement plans, visit their website, or call (855) 367-5614 to speak with a knowledgeable agent today.

Other Announcements, Events and Deals from Aines, Carter & Associates
What You Should Know About Medicare Advantage Plans, La Grange, Kentucky
As you age, it is natural for your health to gradually decline. Despite the fact that seniors tend to have more health care needs than people in other demographics, they usually...read more
What You Should Know About Medicare Part D, La Grange, Kentucky
As people age, it is common for them to start taking various kinds of prescription medication to manage their health. Unfortunately, Medicare does not always cover these additio...read more
What Is Long-Term Care Insurance & Who Needs It?, La Grange, Kentucky
At any time, an injury or debilitating illness can make it impossible to care for yourself, requiring daily assistance for the rest of your life. As you age, you might also...read more
How to Choose a Prescription Drug Plan When Turning 65, La Grange, Kentucky
      How do I choose a prescription drug plan when I turn 65?  Most individuals become confused and frustrated with the many options available.  Aines, Cart...read more