Winters in Kentucky aren’t as extreme as other parts of the country, but they do come with periodic snowfall, early evenings, and bitter wind chill. According to the experts at Cundiff & Company Insurance in Somerset, the colder months also result in an increase in home insurance claims. To help you keep your home safe and secure all season long, the insurance agents offer their top winter preparation tips below.

Home Insurance Experts Explain How to Prepare Your Home for Winter

Eliminate Drafts & Air Leaks

One of the easiest winter prep steps is sealing doors and windows. Not only will these precautionary measures help you reduce your heating costs by eliminating air loss, but it can also protect your home from fire. Leaks prevent your home's HVAC system from maintaining the climate efficiently, so the unit will run more frequently than it would it normally. This constant fluctuation in temperature can wear down your furnace and result in malfunctions that could potentially lead to a fire due to overheating.

Enhance Outdoor Safety

With icy driveways and more darkness due to shorter days, there's a higher chance someone could trip or fall. If someone is hurt on your property, you could be held responsible for the cost of their injuries. Fortunately, you can avoid filing a liability claim with your home insurance provider by shoveling your driveway and sidewalk as well as installing solar or permanent light fixtures around walkways, patios, and porches.

Schedule an HVAC or Fireplace Inspection

Even if your HVAC system isn’t overheating, a malfunction could still lead to a house fire. A variety of issues can lead to such problems arising, whether it’s faulty wiring or a clogged filter, so schedule an HVAC inspection to ensure all components are working correctly. The same sentiment applies to fireplaces and wood-burning stoves because chimney and flue blockages are dangerous issues.

Following the tips listed above will keep your home safe and comfortable, but it's impossible to prepare for all unexpected problems. Luckily, you can keep your property protected by turning to Cundiff & Company Insurance for a quality home insurance policy that matches your unique needs. Over the past 40 years, the Pulaski County agency has earned a reputation for their reputable services. Request your quote today by calling (606) 679-8379 or through their website.