Employers in Kentucky provide workers' compensation to cover employees when they get hurt on the job. But do you know what this valuable coverage means for you? At the Curt Davis Law Office PLLC in Somerset, KY, the experienced team of accident lawyers want you to know what workers’ comp is and how to get the benefits you deserve.

The Basics About Workers’ Compensation

Who Is Covered?

Kentucky workers’ comp law covers most full-time, part-time, temporary, seasonal, and probationary employees in the state. Coverage begins with their first day on the job. Depending on the work they do, even independent contractors can qualify to receive benefits.

Filing a Claim

Workers’ comp coverage ensures injured employees receive the medical care they need quickly and gives them compensation for their injuries. Employees do not have to prove fault or file lawsuits to receive payments. To start the process, workers must notify their employers of their accidents and injuries and file claims with the Kentucky Labor Cabinet, Department of Workers’ Claims (DWC).

Payment amounts are based on the type of injuries employees suffer, as well as their average weekly wages. Workers with permanent disabilities or disfigurements often negotiate lump-sum payments to settle their claims.

Getting Help With the Claims Process

Most injured workers hire accident lawyers for help because the DWC has a complex claims process. Clients of workers’ compensation lawyers don’t pay any money upfront. Workers’ comp accident lawyers don’t receive any fees unless they win benefits for their clients, and their fees are deducted from the benefits awards.

If you represent yourself, you must meet the same standards as workers’ comp lawyers. Without an accident lawyer, your claim may be denied or you may not receive all the benefits you deserve.

Don’t suffer alone with an on-the-job injury claim. Contact the Curt Davis Law Office PLLC in Somerset for help. Their dedicated accident lawyer team offers experienced workers’ compensation representation throughout Pulaski, Wayne, and McCreary counties. Call (606) 378-2525 today to schedule your free consultation, and visit their website to learn more about the firm.