What is the fastest growing crime in America?  If you guessed identity theft, you guessed right. It has been listed as the #1 consumer complaint for 12 consecutive years. 

You think you’re safe?  Almost no one is completely safe.  Every year approximate 15 million people have their identities stolen.  The financial loss is about $50 million each year.  That is approximately 7% of all adults in the United States each year. The cost of getting your identity restored is not cheap.

The good news is that we can cover this.  Farmers Insurance has partnered with Cyber Scout (formerly Identity Theft 911) to add a 2 step approach to covering identity theft.

1. Identity Theft Coverage- We can add up to $30,000 coverage to your policy to cover the expenses incurred if you are the victim of identity theft.

        2. Identity Shield – This provides the monitoring of credit files as                  well as publicly accessible records for fraudulent activity. You will              receive instant email alerts to any activity. This way you have                    your finder on the pulse of your credit and you will know right                    away about fraudulent activity. 

Having this coverage also provides you with Identity resolution services and 24/7 access to an advocate at Cyber Scout.

Security Tips -  Identity theft can hit you no matter where you live or what your income. Know how to protect yourself:

• Do not carry your Social Security card in your wallet
• Use online bill pay and e-bills to reduce the amount of sensitive data in your mail
• Use a secure locking mailbox or a post office box
• Shred with a crosscut shredder anything that contains your name, address, or other sensitive data before discarding
• Never write your Social Security number on your checks

For more information on protecting yourself from Identity Theft, give us a call. 

Daniel Oliver Agency  (952) 925-4454