If you have precious rings and family heirlooms, jewelry insurance is a great way to protect yourself. If you don’t already have a policy, the holidays are a critical time to protect your valuables. The insurance brokers at Fame Insurance Agency specialize in providing their Indianapolis, IN, clientele with quality insurance products, including jewelry insurance. Below, they’ve outlined the top 3 reasons you should purchase a policy for this upcoming holiday season.
The Top 3 Reasons to Insure Your Jewelry This Holiday Season
1. You're Traveling Out of Town
Going out of town to meet up with family? While gathering with family is wonderful, it takes you out of your routines. If you have a habit of setting your wedding ring or precious necklace in your jewelry dish at night, this change of routine can result in losing or misplacing those items. Traveling away from home also increases the likelihood of a break-in and burglary.
2. You’re Planning on Getting Engaged
Are you planning on popping the question this holiday season? December is a prime time when many couples get engaged, and engagement rings are a large investment. Before you ask the question, make sure that the ring is insured. It is best to acquire insurance as soon as possible to protect yourself if the ring is lost.
3. You Only Have a Standard Home Policy
Many people assume that home insurance covers jewelry, but most policies set a cap on how much they will cover. To acquire the appropriate coverage on your beloved pieces, they need to be appraised by a reputable jeweler and insured accordingly. Otherwise, a break-in or accident could result in heavy losses.
If you have questions regarding jewelry insurance, the brokers at Fame Insurance Agency have a range of products to meet your needs. In addition to jewelry insurance, they also provide life, property, and homeowners insurance policies to meet your needs. Call them today at (317) 383-0181 or visit their website for more information.