Buying insurance on your own can be an overwhelming task. The marketplace is full of coverage options, and it’s difficult to know exactly which ones will best suit your needs. This is why it’s beneficial to get your insurance quotes directly from someone who specializes in the industry rather than online. However, before you decide who to work with, it’s important to recognize the advantages of letting an independent agent guide you through the shopping process.
Here are some of the top reasons to consider making your insurance purchase through an independent agent:
- Provide Multiple Insurance Quotes: Unlike captive agents who represent one specific insurance company, independent agents have access to check prices and policies with numerous carriers at one time. This allows them to provide you with multiple insurance quotes within minutes, saving you a significant amount of time. Using their connections and resources, they often also discover ways to get you a better deal than you would be able to find doing your own search.
- Offer One-Stop Shopping Convenience: By working with so many insurance carriers, independent agents are also able to offer a variety of products to fit any type of coverage you may need. This gives you one-stop shopping convenience should you need any combination of auto, homeowners, renters, business, health, and life insurance. You can have one agent manage all of your policies in one place.
- Deliver Personalized Service: Since independent agents don’t work with one particular provider, your best interests become their priority. This means they can be counted on to get to know your unique coverage needs before working to find you the greatest possible value for your money. This type of personalized service is especially helpful as you find your needs changing over time due to certain life events. They can easily switch you from one policy to another while ensuring you remain adequately covered.
Working with an independent agent will give you peace of mind that you’re making the right choices about coverage. For those who are in the market for new insurance in Fairfield, OH, Lighthouse Agency is the go-to source for quality products and service. They have partnered with a number of providers to give clients a wide range of personal and commercial policy choices. Contact them at (513) 860-9100 to request your insurance quotes, or visit them online to review a full list of available options.