When it comes to buying coverage, there are several ways to find a great policy. However, if you’re unsure of what you need or how to get the most comprehensive plan for your budget, it’s wise to enlist an experienced industry professional. An agent will not only have access to the best options, but they will also discuss your requirements and priorities to tailor the plan to your situation.

Here are a few benefits to working with an insurance agency rather than searching for options on your own:

• Negotiation: When you purchase a policy online or directly over the phone, you’re locked into whatever price you’re quoted. With an insurance agency, their team negotiates with the providers on your behalf, helping you get the most coverage for the best price.
• Personalization: When you purchase directly from the company, you only see a limited range of coverage options that may or may not be the right ones for your situation. Insurance agents work to get to know you before making recommendations on liability, life, homeowners, and auto insurance. This allows them to make the best suggestions for your unique needs.
• Ongoing Support: An insurance agency does more than help you purchase a policy; they offer an invaluable resource when you have questions about your coverage, need to file a claim, or want a revised quote. Their agents are there to assist you, whether that’s updating your coverage or helping you get your vehicle repaired after an accident.
• Experts: Insurance rules and regulations are complicated, and securing at least minimum coverage is often confusing. Agencies provide experienced experts who are familiar with the requirements for each policy offered. You’ll never have to go it alone.
• Part of the Community: When you call a customer service line or purchase a policy online, you’re often interacting with someone in a different state. When you enlist a local insurance agency, you’re working with a professional in your community. This means they understand the challenges unique to your area, from East Coast ice storms to harsh seasonal weather. They’ll make recommendations based on what you need, not what’s most popular across the country.

If you’re looking for a new life insurance policy or want to upgrade your auto coverage, spare yourself the confusion of working with an impersonal provider. Let Bethlehem’s trusted insurance agency, Kleppinger Insurance, LLC, in Bethlehem, PA, help you find what you need at a price you can afford. Learn more about them online, and call (484) 357-1485 for a free quote today.