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Who’s Responsible for Claim Payments in Personal Injury Law? November 7, 2017

Indianola, Warren
Who’s Responsible for Claim Payments in Personal Injury Law?, Indianola, Iowa

Whether you were injured in a car accident or at the doctor’s office, if you suffered harm due to the negligence of another individual or entity, a personal injury claim may be in order. When you file a successful claim, you may receive monetary compensation for your pain and suffering, medical expenses, disability, loss of wages, and other damages accrued.

Some victims hesitate before filing their personal injury claims because they don’t believe they can secure the monetary compensation they deserve. Before you proceed, you should learn the basics of personal injury law compensation.

Personal Injury Law & Claim Compensation

Insurance

Most of the time, an insurance company pays the compensation. Typically, the insurance of the at-fault individual or company will take care of the expenses, which means you don’t need to worry about a lawsuit. Insurance may apply even in cases where an individual could not recover the information of the at-fault individual.

personal-injury-lawFor example, if a person was robbed and assaulted in a parking lot, a claim may still be filed against the property owner. If the at-fault individual or entity lacks insurance, then a lawsuit may need to be filed to secure the money directly. The court may then order the defendant to pay the plaintiff the money out of pocket.

Types

If a victim endures the injury during a car accident, typically, the at-fault person’s auto insurance will cover the personal injury claim costs. If it happens on the job, the employer’s workers’ compensation insurance will usually provide coverage. There are also insurance plans for medical malpractice cases, retail business, general liability, and more. In most scenarios, the compensation can be secured through some sort of insurance plan. 

 

If you’re not sure how to navigate your claim, talk to an experienced lawyer who can help. To speak with a knowledgeable attorney in the Indianola, IA, area, look no further than Ellis Law Offices, P.C. The premier legal team has specialized in personal injury law cases for over 14 years. To schedule a complimentary consultation with an attorney, call today at (515) 962-9080.