Getting a driver’s license is an exciting step for any teen, but it can mean a huge spike in your auto insurance premiums. Not only are you adding another policy, but you’re also bringing on an inexperienced driver. Robert Taylor Insurance in Lorain, OH, wants to help you save on your teen’s car insurance policy. Below, their agents share a few tips to help you reduce your teen’s insurance rates without compromising the quality of their coverage.

4 Ways to Lower Your Teen’s Auto Insurance Rates

1. Add Them to an Existing Policy

While you can always purchase a separate policy for a teen driver, it may not be the best way to get the lowest car insurance premiums. Most insurance companies offer discounts on auto insurance if you insure multiple vehicles with the same provider. These discounts extend to teen driver policies, reducing the cost of their monthly premiums.

2. Enroll in a Defensive Driving Course

Drivers’ education classes teach your teen how to drive safely under normal conditions, but it won’t prepare them for high-stress traffic. Sign your teen up for a defensive driving course so they learn how to handle anything on the road. As an added perk, your insurance company will likely offer a discount after your teen completes the course.

3. Purchase an Older Car

Sure, new cars attract more attention, but they’re also more expensive to insure. Encouraging your teen to purchase an older car will make their initial rates cheaper. For additional discounts, find a car with additional safety features like full airbags and an anti-theft alarm system.

4. Take Advantage of Good Grades

You already encourage your teen to do well in school. After all, it’s what helps prepare them for college and a successful career. So, why not get the most from those good grades? Most insurance companies offer discounts based on academic performance, potentially saving you hundreds each year.

Car insurance for your teen driver doesn’t have to cost you a fortune. Let the experienced insurance agents at Robert Taylor Insurance help you find the best auto insurance policy for the new driver in your family. Their dedicated team can help you with all of your insurance needs and will create affordable car insurance quotes for the entire family. Learn more online and call (440) 277-5191 to speak with an agent today.