Everyone is legally obligated to take reasonable steps to ensure the safety of those around them. When they fail in this basic responsibility, the law enables victims to take action against the party whose negligence resulted in their injury. While the law allows people in a broad array of situations to file an insurance claim, some circumstances are more common than others. Below are a few of the most frequent causes of personal injury claims.

4 Common Types of Personal Injury Insurance Claims

1. Auto Accidents

Every year, millions of Americans are injured in auto accidents, some of whom suffer debilitating injuries. While many accidents are caused by inclement weather, mechanical failure, and other unavoidable factors, the vast majority can be traced to a negligent driver’s inability to follow the rules of the road.

2. Medical Malpractice

No doctor can guarantee a positive outcome, even for the simplest procedure. However, when health care providers fail to provide a certain standard of care, the consequences can be devastating. Some of the most common forms of malpractice include surgical mistakes, misdiagnoses, and medication errors.

3. Unsafe Products

Every manufacturer has a responsibility to ensure the products they sell are safe when used properly. If you or a loved one is injured by an unsafe product, you may file an insurance claim against the manufacturer, the distributor, and possibly the retailer if you can demonstrate they should have known of the danger.

4. Premises Liability

Both commercial and residential property owners are required to maintain safe conditions for everyone with a right to be on the premises. Slippery walkways, uncleaned spills, and poorly lit stairways can result in serious injuries requiring extensive, long-term medical treatment.

If you’ve been injured due to someone else’s carelessness, the personal injury attorneys at Arndt Buswell & Thorn S.C. have the expertise to help you collect the compensation you deserve. Since 1991, they’ve represented accident victims throughout western Wisconsin, providing effective, aggressive representation to those who need it most. Visit their website for a comprehensive list of their legal services, follow their Twitter feed for more updates and news, or call (608) 269-1200 to discuss your insurance claim today.