Morehead, Kentucky

What Homeowners Insurance Is & Why You Need it November 1, 2017

Morehead, Rowan
What Homeowners Insurance Is & Why You Need it, Morehead, Kentucky

Life is unpredictable. One day, you’re putting new siding on the walls of your house, and the next you’re preparing for tornadoes that could tear the roof off your home. Homeowners insurance is a valuable investment that protects your most valuable assets, covering you from damages caused by unexpected disasters. Not only will it compensate you for damage to your house, but it also offers an umbrella of protection that covers many of life’s risks.

What Is Homeowners Insurance?

homeowners insuranceHomeowners insurance will protect you in different ways. For instance, the standard policy will pay for any damages caused by a covered peril, like fire or wind, and will even cover a rebuild it if there’s a total loss. Most policies also include personal property protection, so you’ll be compensated for any belongings you lose in a disaster, a break-in, or because of vandalism. They even offer liability coverage, so you won’t have to worry about being sued by someone who gets injured on your property.

Why You Need Home Insurance

Your home is the most valuable asset you possess, and repairs can be extremely expensive. Without a homeowners insurance policy, you could be paying out of pocket if a tree falls and breaks a window, or you accidentally injure someone in an accident. Homeowners insurance provides valuable peace of mind, protecting not just the physical structure of your house, but the life you’ve worked so hard to build.


Choosing the right homeowners insurance policy isn’t always easy, which is why Grayson, KY, residents turn to Brent Roark, Nationwide Insurance Agent for the insight and guidance they need. As agents with one of the country’s top carriers, they have access to an incredible array of products, and the experience to choose the one best suited to your needs. For a free homeowner’s insurance quote, visit their website or call (606) 474-7818, and follow their Facebook for more insurance advice.

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