The holidays are a busy time of year for everyone, and if you want to protect your smile — and your finances — you should add a dentist appointment to your schedule. Noting that dental insurance benefits run out on December 31, Family First Dentistry encourages patients to schedule visits before the end of the year. To help you get the most out of your coverage, this Anchorage, AK emergency dentist lists a few reasons why these end-of-year appointments are essential.

Here’s Why You Should Use Your Dental Insurance Benefits Before the End of 2017

Put Your Dental Dollars to Use

Most insurance plans cover basic procedures such as fillings and tooth extractions, as well as major services like same-day crowns and root canals. However, coverage is only provided up to a certain amount after you meet your deductible. Typically, this maximum limit averages around $1100 per individual.

If you don’t use all of these benefits, they won’t roll over into the next coverage period — they will expire. So if you know you need to get some dental work done and have benefits left, scheduling care before 2018 is the only way to put those funds to use.

Hedge Against Emergencies in 2018

Sometimes, patients may feel it’s better to wait until the New Year to schedule non-emergency care, such as routine wisdom teeth removal. However, if this work is put off until 2018, you’ll be using that year’s insurance benefits to cover the costs.

While your dental care may be covered, it will deplete some or all of the benefits. This can leave you at risk of having to pay out-of-pocket in the event you have to see an emergency dentist for another reason later in the year.  But if you schedule this care today, you can save next year’s benefits for emergency care.

Protect Your Teeth

Even if you think you’re not in need of any basic or major procedures, you still want to take advantage of the preventive care benefits your insurance policy offers. Typically, policies will cover twice-annual visits for dental exams and teeth cleanings. If you haven’t had your two routine care appointments this year, schedule one before the New Year to protect your teeth from plaque buildup and catch problems before they become costly complications.

Do you need to put your dental insurance to work in Anchorage, AK? Family First Dentistry accepts most insurance plans and streamlines the billing process so you can get the most out of your benefits. Whether you need a preventive, restorative, cosmetic, or emergency dentist, this clinic also makes it easy to get all the care you need in one location. Visit them online to learn more about their services and billing practices, or call (907) 562-2820 to schedule an appointment before 2017 ends.