When a teenager first gets their license, many parents experience sticker shock at the cost of auto insurance for a new driver. The insurance agents at Taake Insurance Agency in Columbia, IL, share the following driver discounts to help keep insurance rates as low as possible for the entire family. 

Important Teen Driver Discounts on Auto Insurance

Good Student Discounts

Insurance actuaries have discovered a correlation between good grades and safer driving habits. Because of this, many insurers offer discounts to teen drivers who maintain good grades. Qualifications vary by the agency; some require a B grade point average or better, while others require a spot on the honor roll.

Multi-Car Discounts

You can save on the overall cost of insurance with a multi-car discount. Simply purchase all your auto insurance policies from the same agency. You can save more by bundling your car policies and homeowners insurance as well. 

Distant Student Discounts

If your student attends college away from home and only drives on holidays and occasional weekends, you could qualify for a distant student discount. The teen must live a certain number of miles (often 100) away from the vehicle. They can usually remain eligible for this discount until they reach age 23.

Safety Feature Discounts

If your teen drives a car with certain qualifying safety features, you can receive a rate discount. Features like anti-lock brakes, side airbags, electronic stability control, and forward collision warning help prevent accidents and reduce injuries, so insurers encourage drivers to adopt these devices with reduced premiums.

Taake Insurance Agency in Monroe County will help you find the most affordable auto insurance for your teen driver, including all available discounts for which you qualify. Visit their website to request a quote or more information. Call (618) 281-7656 to speak to a friendly, knowledgeable insurance agent.