If you become ill or injured due to your place of employment, you may be eligible for worker’s compensation benefits. Compensation is required by state law and may cover the costs of medical bills, lost wages, and permanent disabilities associated with the incident. If you are not sure whether your injury or illness qualifies for compensation, consider the three main criteria.
Are You Eligible for Worker’s Compensation?
1. Worker’s Compensation Insurance
In the state of Ohio, any company with at least one employee must provide worker’s compensation. Self-employed persons, such as business owners, need not purchase coverage. All other businesses must apply for U-3 Ohio Worker’s Compensation Coverage. If you are considered an employee of such a company, you may qualify for benefits.
2. Employee Standing
To qualify for benefits, you must be legally considered an employee of the company in question. For instance, many freelancers, volunteers, and some contractors are not considered employees of businesses. However, short-term workers may still be deemed employees under the law. If your attorney can prove the company in question employed you, you have satisfied the second qualification for compensation.
3. Work-Related Incident
Regardless of the individual responsible, if the incident occurred on company grounds or while carrying out a work-related task, you may be entitled to fiscal reimbursement. For example, if you injured your back while carrying heavy equipment on the job, you may be eligible for compensation. If you were commuting in the company car, that may be considered a work-related incident, depending on the circumstances. Talk to a qualified lawyer to be sure.
To find out if you qualify for worker’s compensation benefits, contact the knowledgeable team from Young, Reverman & Mazzei Co., L.P.A. The legal firm serves Southern Ohio, Northern Kentucky, and Southeastern Indiana. To schedule a free consultation with an attorney, call them today at (800) 721-1678. For more information, visit the law firm online.