Woods Park, Nebraska
3130 O Ste B
Lincoln, NE 68510
(402) 477-0900

Auto Insurance Pros Share How to Become a Responsible New Driver October 26, 2017

Woods Park, Lincoln
Auto Insurance Pros Share How to Become a Responsible New Driver, Lincoln, Nebraska

Becoming a licensed driver is one of the most important rites of passage in a young American's life, so it’s both an exciting and frustrating experience. Young drivers must jump through a lot of hoops to earn the privilege, and it takes months of practice and supervision. Allstar Insurance, the leading seller of auto insurance, motorcycle insurance, and RV insurance in Lincoln, NE, offer some advice to get teens started. 

Here are three steps to help teens gain their license and become successful drivers: 

1. Navigate the GDL Program

Auto insuranceNebraska operates a graduated driver licensing program with several steps to complete before you can drive fully unsupervised. The school learner's permit (LPE) lets drivers—in certain locations—who are aged 14 and 15 practice for a school permit when supervised by an adult. The school permit (SCP) lets teens who've held an LPE for two months drive while supervised, as well as unsupervised to and from school. Learner's permits (LPD) are available to 15-year-olds and allows supervised driving. At age 16, drivers can apply for a provisional operator's permit (POP), which allows supervised driving at any time, and unsupervised driving between 6 a.m. and midnight. At age 18, or after a full year of operating on a POP, drivers can apply for a full, unrestricted driver's license.

2. Insure Your Vehicle

Nebraska requires drivers to insure their vehicles with a certain amount of auto insurance to cover injuries to others and damages to others' property. Minimum amounts are as follows: $25,000 per person bodily injury liability coverage, to a limit of $50,000 per accident, and $25,000 in property damage liability.

This coverage also pays for legal costs if a lawsuit arises from the accident, including lawyer fees, court costs, and judgment or settlement amounts. Optional types of auto insurance coverage to consider include collision insurance, which reimburses you for damages to your own vehicle incurred while moving, and comprehensive coverage, which covers losses due to theft, floods, fires, and vandalism.

3. Maintain Good Grades

Auto insurers have apparently found a correlation between good grades and safe driving habits. Because of this, you can often qualify for reduced premiums if you maintain a B grade point average or better.

Allstar Insurance is the most trusted auto and motorcycle insurance agency in Lincoln, NE. Their agents will help you design the most affordable policy for a teen driver and apply any good driver or student discounts you qualify for. Visit the website for business hours and directions or call (402) 477-0900 to discuss your insurance needs.

Other Announcements, Events and Deals from Allstar Insurance
3 Essential Safety Tips for New Motorcycle Riders, Lincoln, Nebraska
Owning a motorcycle is a dream come true for many people, providing a thrilling ride no other vehicle can match. However, it also leaves you vulnerable to careless drivers, road debr...read more
FAQ About SR-22 Insurance, Lincoln, Nebraska
While most drivers follow the rules of the road, there may be times when they fall short. Getting multiple traffic violations or being charged with DUI can result in getting your dri...read more
Top 4 Factors that Influence Home Insurance Rates, Lincoln, Nebraska
As the owner of a house, you might have noticed that the price of homeowners insurance varies. You may pay more or less than your neighbor for a similar-sized home, and the differenc...read more
What's the Difference Between Auto & Motorcycle Insurance?, Lincoln, Nebraska
Whether you drive a car or motorcycle, the majority of states require you to carry a certain amount of insurance. While both types of policies serve the same fundamental purpose, the...read more
5 Ways Teens Can Stay Safe Behind the Wheel, Lincoln, Nebraska
While it’s true that car accidents can happen no matter the age of the driver, teens are more likely than adults to get in collisions—especially fatal ones. A great deal of this incr...read more