Shopping for auto insurance can be confusing, especially with so many providers claiming to offer the most affordable car insurance quotes. However, your insurance needs may differ from the standard accepted by the industry. The team at Lafever Insurance Agency in Cookeville, TN, wants to help. Here, they explain what constitutes a good car insurance quote so you can find the best provider and agency for your needs.

You’ve received a good auto insurance quote if it offers the following:

• Affordable Coverage: The first quality most people look for in an insurance quote is the affordability of the coverage. However, there’s more to this than the cost of your monthly premium. When you first get a quote from an agent, take a look at the premium cost as well as the price of the deductible. Lower premiums often mean higher deductibles, but good car insurance quotes will offer a low premium as well as a lower deductible.
• Adequate Coverage: The last thing you want is to be underinsured. While a good quote should be affordable, it should also include all the coverage you need to stay safe on the road. For individuals in high-risk areas, you may want comprehensive coverage to help protect you should your car be vandalized or stolen in the middle of the night. For drivers who use their cars rarely or for short commutes, general liability may be enough. Make sure the quote includes the type of coverage you want.
• Trusted Insurance Provider: While your coverage should never break the bank, you should be cautious when selecting an insurance provider. Cheap insurance does not always mean you’re getting the best coverage. Before you purchase a policy based on the car insurance quotes you’ve received, make sure the provider is one you’re comfortable working with. Remember, the best service may not the be the cheapest quote you receive, but the help you’ll get when you file a claim may make the additional cost worthwhile.

Get the most affordable car insurance quotes from Lafever Insurance Agency today. Their agents are proud to work with you to find the best coverage, whether you’re a daily highway commuter or a casual driver. Learn more about the insurance providers they work with online, and call 931-526-3377 to speak with an auto insurance agent today.