Going away to college is a milestone many high school students look forward to; for parents, the new phase can be bittersweet. Having the proper insurance policies for your college student can provide peace of mind. Craig-Massee Insurance Agency in Milledgeville and Eatonton, GA, continues to help parents by educating them on the right plans for their child.
Topping the list of insurance policies for college students is renters insurance. From expensive laptops and mobile devices to furniture and textbooks, this policy covers valuables that are damaged or stolen. Most dormitories and rentals will not include renter’s items under their insurance coverage. Whether living in the dorm or off-campus, renters insurance is relatively inexpensive and worth the investment.
Parents with an existing homeowners insurance policy should check to see if their college student's items are included. There could be limits on the dollar amount covered and whether protection is restricted to dormitory living only. If the homeowner’s policy does not cover their children, an experienced agent can help parents secure stand-alone coverage.
If your teen got a new vehicle just in time for the transition to college, an auto insurance policy is also a must-have. Parents typically add their children onto their existing policies. However, depending on the state where the college is based, the policyholder may want to check minimum liability requirements. Some colleges may also require students with vehicles to have minimum coverage.
College is an incredible life milestone. Whether your child is attending an in-state or out-of-state school, Craig-Massee Insurance Agency is your trusted source for comprehensive and affordable coverage. The agency is able to provide customized coverage from a number of the nation's leading carriers. To receive no-obligation insurance quotes, call (478) 452-3539 in Milledgeville or (706) 485-2501 in Eatonton. Visit their website to learn more about other insurance policies to protect your home, vehicles, and business.