There are few better ways to explore the country's diverse beauty than hitting the highways for a road trip, and a recreational vehicle (RV) is an ideal way to make the journey. Reliable RV insurance offers peace of mind should mishaps occur on the road, as a policy will cover you in a variety of ways. Aaron Insurance Agency wants all their Dothan, AL, clients to know about their options, and their team explains what you can include in your plan.
5 Types of RV Insurance
If an RV is involved in an accident that causes damage, collision insurance covers the repair expenses. Depending on the extent of damage, the policyholder may be reimbursed if the vehicle is totaled beyond repair.
Incidents involving non-collision scenarios fall under this category. RV insurance typically pays for damage caused by theft, fire, and vandalism. Some policies may cover weather-related damage, as well, such as hail, snow, and fallen tree branches caused by high winds.
This type of insurance is a requirement. If the policyholder is found liable for an accident involving other people, RV insurance pays for their injury expenses. The plan also covers a person's or business' damaged property.
4. Roadside Help
Should your RV experience mechanical stalls, insurance will provide roadside help. Depending on the policy, these services can include towing, battery jumps, and tire fixes. Some plans may even provide a temporary replacement vehicle while the RV is being repaired.
5. Vacation Liability
While traveling on vacation, there is another type of RV insurance policy designed for additional protection. This unique liability plan covers damages that occur on vacation rather than everyday driving. For example, it protects you if someone is injured while your RV is at a campsite.
Let Aaron Insurance Agency help you select an RV insurance policy to fit your needs and budget. As an independent agency, the team can shop for the best deals from the industry's leading carriers. This includes budget-friendly premiums and comprehensive coverage for different RV models, such as campers, trailers, and motor homes. For a free, no-obligation insurance quote, call (334) 712-0777 today or complete their online request form.