Dumas, Texas
205 N. Dumas Ave.
Dumas, TX 79029

4 Risks Renter's Insurance Protects You From September 21, 2017

Dumas, Moore
4 Risks Renter's Insurance Protects You From, Dumas, Texas

Many renters assume that their landlord’s property insurance policy also covers their own personal possessions in the case of a natural disaster or serious structural problem, only to find themselves paying for damages out of pocket if something goes wrong. If you don’t own your own home, a good renter’s insurance policy provides crucial protection against an extensive range of threats, including property damage and expensive lawsuits.

4 Reasons to Invest in Renter’s Insurance 

1. Storm Damage

Serious storms, including hurricanes and tornadoes, can be incredibly destructive, completely wiping out everything you own. If you fall victim to one of these potentially catastrophic acts of nature, your renter’s coverage will pay for all your property damage, replacing everything from your electronics and furniture to family heirlooms and kitchen utensils.

2. Fire Damage

renter's insuranceEven if a fire doesn’t destroy your home, smoke damage can make salvaging your surviving possessions all but impossible. Renter’s insurance will pay for covered losses to your possessions, helping minimize the impacts of the fire.

3. Theft & Vandalism

Your insurance policy protects you from much more than natural disasters and accidents. The standard offer, for instance, includes coverage for losses due to break-ins and vandalism—although you might need to get an additional ride if you have especially valuable items like artwork and jewelry.

4. Liability Suits

Even if you rent, you’re legally obligated to provide a safe environment for everyone who has a right to be there. If a guest trips on a cluttered stairway, your renter’s insurance will shield you from the financial consequences, as well as any damages accidentally caused by you or your family members.


From their offices in Dumas, the professionals at CIS Insurance provide a range of high-quality affordable services to clients throughout the Texas Panhandle, including policies with coverage extending into Mexico. To learn more about their array of services and to request a renter’s insurance quote, visit their website, or call (806) 935-6512 to speak with a representative today.

Other Announcements, Events and Deals from Crop Insurance Solutions LLC
A Brief Guide to Mexico Insurance, Dumas, Texas
Though you might have a comprehensive auto insurance policy in the United States, that coverage does not protect you in Mexico. If you plan on driving while traveling, you must ...read more
How to Determine Your Commercial Insurance Needs, Dumas, Texas
Whether you’re launching a new business or expanding existing operations, shopping for commercial insurance should top the to-do list. Coverage protects companies from lawsuits,...read more
Why Add Collision Coverage to an Auto Insurance Policy?, Dumas, Texas
Collision coverage is a type of auto insurance that pays for damage to your vehicle when you’re considered at fault for an accident. Whether it’s necessary depends on several&nb...read more
Home Insurance Company Debunks 3 Common Myths, Dumas, Texas
Home insurance is notoriously specific — yet we still make assumptions and believe things we hear through the grapevine. Since the worst thing in insurance is a surprise, it’s time t...read more
An Overview of Common Home Insurance Policies, Dumas, Texas
Know what coverage you’re afforded by different home insurance types before buying. Insurance should give us peace of mind, but with how complicated and specific policies can get, it...read more