Dumas, Texas
205 N. Dumas Ave.
Dumas, TX 79029
806-935-6512

4 Risks Renter's Insurance Protects You From September 21, 2017

Dumas, Moore
4 Risks Renter's Insurance Protects You From, Dumas, Texas

Many renters assume that their landlord’s property insurance policy also covers their own personal possessions in the case of a natural disaster or serious structural problem, only to find themselves paying for damages out of pocket if something goes wrong. If you don’t own your own home, a good renter’s insurance policy provides crucial protection against an extensive range of threats, including property damage and expensive lawsuits.

4 Reasons to Invest in Renter’s Insurance 

1. Storm Damage

Serious storms, including hurricanes and tornadoes, can be incredibly destructive, completely wiping out everything you own. If you fall victim to one of these potentially catastrophic acts of nature, your renter’s coverage will pay for all your property damage, replacing everything from your electronics and furniture to family heirlooms and kitchen utensils.

2. Fire Damage

renter's insuranceEven if a fire doesn’t destroy your home, smoke damage can make salvaging your surviving possessions all but impossible. Renter’s insurance will pay for covered losses to your possessions, helping minimize the impacts of the fire.

3. Theft & Vandalism

Your insurance policy protects you from much more than natural disasters and accidents. The standard offer, for instance, includes coverage for losses due to break-ins and vandalism—although you might need to get an additional ride if you have especially valuable items like artwork and jewelry.

4. Liability Suits

Even if you rent, you’re legally obligated to provide a safe environment for everyone who has a right to be there. If a guest trips on a cluttered stairway, your renter’s insurance will shield you from the financial consequences, as well as any damages accidentally caused by you or your family members.


 

From their offices in Dumas, the professionals at CIS Insurance provide a range of high-quality affordable services to clients throughout the Texas Panhandle, including policies with coverage extending into Mexico. To learn more about their array of services and to request a renter’s insurance quote, visit their website, or call (806) 935-6512 to speak with a representative today.

Other Announcements, Events and Deals from Crop Insurance Solutions LLC
Traveling to Mexico? Why You Need Travel Auto Insurance, Dumas, Texas
Mexico is a favorite holiday destination for families throughout Texas, thanks to its festive culture and some of the most beautiful beaches in the world. However, while it may not b...read more
3 Safe Driving Tips for Rainy & Windy Weather, Dumas, Texas
Driving in the wind and rain, whether it’s a sprinkle or a torrential downpour, can be difficult for even a seasoned driver. Sometimes, accidents are inevitable, which is why you sho...read more
3 Types of Commercial Insurance Every Business Should Have , Dumas, Texas
Running a company, no matter its size or industry, comes with a great deal of risk. It only takes one lawsuit or catastrophic event to jeopardize your financial security and cre...read more
3 Situations That May Warrant an Auto Insurance Claim, Dumas, Texas
Your vehicle is likely one of the most expensive assets you possess, and it’s also uniquely vulnerable to damage. A comprehensive auto insurance policy protects your car from da...read more
4 Common Questions Concerning Dental Insurance , Dumas, Texas
Maintaining good oral hygiene is essential to your overall health. Dental insurance helps manage the costs associated with this care, so you can prevent problems and address any...read more