Careless drivers, negligent property owners, and anyone else who fails to protect the safety of others often cause serious injuries, potentially leaving victims unable to work, with massive medical expenses they can’t pay. While the law gives these people the right to seek compensation for their losses, many aren’t sure whether they should hire a personal injury attorney or how to file a claim. Knowing what to do in the aftermath of an accident can have a significant impact on your eventual award and the outcome of your case.

How to File a Personal Injury Claim

Determining Liability

The most important step is determining whether the liable party has an insurance policy that will cover your damages. Drivers in every state are required to carry a minimum amount of insurance to pay for damages they cause, and many accidents are covered by homeowners insurance. If your injuries were caused by unsafe conditions at a commercial location or a defective product, you can file a third-party claim against their business insurance policy. If your injuries aren’t covered, your only option may be to file a suit against the responsible party if they can pay.

Hiring a Personal Injury Attorney

Even if your injuries are minor, you should always consult with a skilled legal professional before speaking to the insurance company yourself. With their expertise, your lawyer will determine a fair settlement amount, collect the evidence they need, and negotiate with the insurance adjusters, so you get the financial relief you deserve.

Since 1984, Steven Privette, Attorney at Law, has provided Willow Springs, MO, accident victims with the aggressive legal representation they need, relieving the stress and uncertainty that often comes from these difficult situations. Visit the website to learn more about his range of services and follow him on Facebook for more legal tips. Call (417) 469-3535 to speak with the experienced personal injury attorney today.