Whether your home’s roof needs repairs or you simply wish to upgrade some of its features, chances are you will need the help of a roofing contractor. Not all contractors are equal, though. It’s best to work with insured contractors to ensure your home receives quality work that can withstand the diverse weather conditions of upstate New York. 

Below are a few reasons why it is crucial to have properly insured roofing contractors work on your property:

• Quality Work: A roofing contractor who has insurance is a licensed professional. They pay bonds—a form of insurance that protects the contractor’s clients if they fail to complete the job correctly—on top of liability, or worker’s compensation, insurance. Unlicensed and uninsured contractors are typically a cheaper option, but because they do not have any professional requirements, they are usually not the best overall value. Their low-quality work may cost homeowners more money in the long run. For long-lasting, high-quality work, insured and licensed contractors are the best option. 
• Protection From Damages: Mistakes and accidents can happen at any time. If an uninsured roofing contractor causes direct or indirect damage to a homeowner’s property, the homeowner may be responsible for paying for repairs. Without insurance, homeowners will also have to eat the costs of contractors producing shoddy work or using bad products. Hiring roofing contractors with insurance will give you and your property added protection in case something goes wrong. 
• Protection From Injury: In the event of an injury sustained by the roofing contractors, their insurance will provide compensation to the workers, regardless of who is at fault. Without the contractor’s insurance, however, the homeowner could end up paying expenses out of their own pocket if the accident occurred on their property and their homeowner’s insurance policy is insufficient to cover the worker's medical bills. 

If you’re looking for reliable, insured roofing contractors for your home’s repairs, look no further than Ontario Exteriors. With over 20 years of experience as roofing and siding contractors servicing the Rochester, NY, area, the team at Ontario Exteriors offers a variety of services to their clients, including roof and vinyl siding installations. To learn more or to schedule an appointment, call (585) 421-0880 today. You can also visit their website for more information about their available products and services.