From late mortgage payments to neglected student loans, there are several common ways to generate bad credit. When it comes to buying a new vehicle, the low score can influence financing at some dealerships. That’s why Alford Motors, Inc. in Cincinnati, OH, offers customers its Buy Here, Pay Here program. With this service, people with low credit scores can still afford the vehicle of their dreams.
Below are three reasons to get excited about Alford Motors, Inc.’s Buy Here, Pay Here service:
- Guaranteed Car Loan Approval: Most people don’t have all the cash on hand to buy a car outright. Often, they go to credit lenders for additional financing. But if your score is low, you might not quality for a loan. The Buy Here, Pay Here option basically takes the middleman out of the loan process. Because Alford Motors, Inc. pays for the loan terms, they will customize a package to your situation. This makes it easy to get approval.
- Less Time-Consuming Process: If you want to find a car and drive it off the lot in the same day, that might be difficult, if not impossible, with the traditional car loan process. You’ll have to wait while the lender reviews your employment history and credit scores, conducts background checks, and does anything else needed to help them reach a decision. With the Buy Here, Pay Here program, all you need is a drivers license, pay stub, piece of mail with your name and address, and a down payment. You could drive the car home the same day.
- Convenient Payment Options: When you opt for the Buy Here, Pay Here program, you will make bi-weekly payments directly to the dealership. For convenience, phone, in-person, and online payment options are available.
To learn more about affordable car financing options in the Cincinnati area, visit Alford Motors, Inc. online or call (513) 821-3010 today. A knowledgeable representative is standing by to answer questions about buying new and used cars.