It's a milestone and a distinct accomplishment when your child gets their driver's license, but it will cause your yearly car insurance premiums to increase. To help you reduce the financial burden of covering a new driver, Zimmerman Insurance Agency, the leading automobile insurance broker in High Point, NC, offers the following tips for buying an affordable plan for your teen.

How to Keep Car Insurance Affordable for Your Teen Driver

Supervise Your Teen's Driving

Fewer accidents mean less expensive automobile insurance. To keep accidents to a minimum, give teen drivers plenty of time to practice under your watchful eye before sending them out on their own. Supervised training is a crucial part of learning to drive skillfully. Not only does it increase the safety of your child, but it can result in lower insurance premiums, as well.

Have Them Drive the Right Car

If your insurer lets you assign drivers to a car, ask your agent if it makes sense to assign your teenage driver to the oldest, least expensive vehicle. You might save money that way. That being said, if you have a newer car with all the latest safety features, your insurer may offer discounts that make up the difference. Have your agent run the price both ways.

Ask About Discounts

While you're discussing discounts, ask your agent if you qualify for any others. Some insurers offer discounts to teens who maintain a B average or better in school, and many companies offer bundle discounts if you purchase more than one policy from them.

Zimmerman Insurance Agency, the most trusted and experienced car insurance broker in High Point, NC, can help you design the best, most affordable policy for you when it's time for your teen to get behind the wheel. Visit their website to request a quote, or call (336) 883-6512 to discuss your options.