Fairfield, Ohio
2794 Mack Road
Fairfield, OH 45014
(513) 860-9100

4 Questions to Ask When Comparing Car Insurance Quotes September 18, 2017

Fairfield, Butler
4 Questions to Ask When Comparing Car Insurance Quotes , Fairfield, Ohio

As you shop around for auto insurance, your goal should be to find a policy that offers the best value for your money. This means it’s important to focus on much more than just price when comparing the car insurance quotes you receive. Asking your agent a few questions while going over the coverage and rate offers from different providers will help you make the most informed decision possible.

Here are some important things to ask to make sure you’re getting the most suitable protection at the most reasonable price:

Is This the Right Coverage, Limits, & Deductible?

Once you get your car insurance quotes, it’s vital to identify exactly what you will get with each one. Every provider offers different levels of coverage, policy limits, and deductibles. Examine all of these aspects to ensure the plan includes what you actually need to be adequately protected.

Who Will be Covered to Drive My Car?

car insurance quotesIf you have other people in your household who may be driving your car from time to time, it’s essential to understand which policy will include coverage for them as well. This will depend on the insurance company you select, so make sure this is clear before you move forward with your purchase.

Do I Qualify for Discounts?

Most providers have discounts available to drivers, but these can vary quite a bit from one carrier to the next. Your agent will be able to help you make sure you’re getting all the discounts you qualify for by going through the list of what each company offers.

What Are My Payment Options?

It’s important to know how often you will need to pay your premium and if there are payment plan options that will make it easier for you to budget in. It’s also a good idea to compare the differences in price if you were to pay annually, bi-annually, or monthly.


Shopping for car insurance quotes with the professional guidance of an agent will allow you to get all the information you require before choosing your coverage. Lighthouse Agency is the most trusted source in Fairfield, OH, when it comes to helping residents meet all their insurance needs. They provide a wide variety of options to ensure each client will find a policy that fits their lifestyle and budget. Contact them at (513) 860-9100 or visit their website to learn more. 

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