A work injury can have a significant impact on your health and ability to support your family. Workers' compensation laws provide critical protection in the event of an injury. However, the claims process can be confusing, and you may be unaware of which injuries qualify. The following guide outlines three ways to determine whether your injury warrants a workers' compensation claim.
How to Determine Whether an Injury Qualifies for Workers’ Compensation
1. You Were Injured at Work
First and foremost, the injury must be sustained while you were at work. In some cases, this means you were hurt in the workplace. However, some employees are protected if they were injured while performing job-related duties. For example, package delivery drivers who are injured while unloading a parcel at a customer’s home or office still qualifies for workers' comp, even though they were not at their workplace.
2. The Injury Is Severe
A minor injury that has no measurable impact on your ability to perform your job will likely not be granted merit by a workers' compensation board. The injury must render you unable to carry out the tasks associated with the job. Visit a health care provider to discuss the medical issues stemming from your injury; this information will be recorded in your medical records to bolster the workers' comp claim.
3. Your Employer Carries Workers' Comp Insurance
To obtain workers' comp, your employer must carry it. In Connecticut, businesses with at least one employee, including full-time, part-time, and contract workers, are required to have workers' compensation insurance. However, sole proprietors, corporate officers, and employers who operate out of a private home for 26 hours per week or less are not required to carry this insurance.
Don't let a work injury interfere with your life. To see if your case qualifies for workers' compensation, contact personal injury attorney Mark O. Grater, Attorney at Law, in Groton, CT. Call (860) 449-8059 or visit his firm online to make an appointment. You can also follow them on Facebook and Twitter to learn more about Attorney Grater's services, including bankruptcy, criminal law, and car and motorcycle accident representation.