An emergency home repair can leave you scrambling to come up with funds to pay a contractor for the work you need to make your house safe for your family. Damage from a fire or natural disaster can happen suddenly, leaving you with a significant and unexpected expense. Angle Ridge Remodeling, serving Troy, MO, and surrounding areas, provides reliable and efficient work to make your structure inhabitable again and offers ways to cover the cost of your repairs without breaking the bank.

3 Ways to Pay for Emergency Home Repairs

Get a HELOC

 A home equity line of credit (HELOC) is like a second mortgage — it lets you borrow funds based on your home’s market value minus your loan balance. You can receive checks or a debit card connected to your loan account to pay for emergency home repairs as needed. Much like a credit card, you repay only the funds you use, and the interest on the loan often is tax-deductible.

File a Homeowners Insurance Claim

In many cases, your repairs will be covered by your insurance policy. Speak with an insurance agent as soon as possible to review your plan and determine the damage it will pay to fix. For instance, storm damage from wind usually is covered, but you probably need a separate policy to pay for repairs necessitated by flooding. Your contractor often will help you file a claim.

Contact Relief Organizations

If your home damage is due to a disaster like a hurricane or tornado, you might qualify for funding from an organization like the Red Cross. However, this money is intended for restoration of sanitary living conditions, not to return your dwelling to its original state. It can get you several steps ahead before you need to spend your own money.

If you need emergency home repairs, look no further than Angle Ridge Remodeling in Troy, MO. With years of experience and a long list of satisfied customers, they have what it takes to get you back on your feet. Call (636) 462-4608 to arrange a consultation and visit their website for more information about their window, siding, and roofing services. Check their Facebook page for additional tips from the company.