Share:

Homeowners insurance is an absolute necessity to help protect your home and possessions, but many people hope to never have to use it. While problems like fire or floods are the most expected sources of a claim, sometimes, less obvious situations come into play.

To give their customers a good chuckle, the professionals at Chanler Agency in Geneseo and Livonia, NY, list the three strangest insurance claims they've ever heard about:

  • Television Set: Failing to double check the chamber of a gun gave one homeowner a terrifying scare. During a routine cleaning, the gun went off inside of his home, and, luckily, the only victim, in this case, was his television. He filed an insurance claim, and, after his insurance company ruled the damage was unintentional, his television was replaced.
  • Homeowners InsurancePuppy Painter: Furry friends are great companions, but they're not very useful when it comes to painting your home. While one homeowner was giving her house a makeover, the family dog managed to get his tail into the tub of paint and proceeded to turn the rest of the house into an abstract piece of artwork. Fortunately, her homeowners insurance covered the cost of replacement materials, and it was returned to normal.
  • Steamy Dishwasher: The high dry setting on the dishwasher is useful when it comes to eliminating water spots on dishes and disinfecting, but it's less helpful when it refuses to turn off. Some homeowners found this result out for themselves when their dishwasher clung to the setting and wouldn't let go. Normally, a small amount of steam will escape, but the longer the unit stays on the setting, the more hot, moist air is released. Unfortunately, this resulted in their entire kitchen, from cabinets to floors, becoming soaked. In this case, their flood insurance took care of the water damage.

As a homeowner, it's impossible to predict what strange circumstances you'll find yourself stuck in down the road. From painting accidents to a rogue dishwasher, make sure you're protected by contacting Chanler Agency. Since 1973, the Livingston County insurance agency has earned a reputation as a trusted member of the community, known for their honest and personalized services. Learn more about their homeowners insurance policies online or by calling (585) 243-5520 for the Geneseo location or (585) 346-3118 for the Livonia office.

tracking