Shopping for car insurance on your own can be difficult. After all, without knowing the ins and outs of the industry, how can you be sure you’re getting the best deal? Working with an agent will help make the process simpler. To ensure you find the right company and policy, ask the following questions before signing on with any potential insurance agencies.

4 Important Questions to Ask When Searching for Car Insurance

1. What Is Your Experience?

New agents can help you find the most affordable policy, but make sure they’re qualified before working with them. Ask about their experience in the industry and how long they’ve worked for their current company. 

2. How Quickly Will You Respond to My Questions?

 If you’re communicating with a potential agent, and they say they’ll get back to you in a few days, consider working with someone else. You want an agent that’s responsive to your questions and prompt, even if it’s not an emergency.

3. What Should My Deductible Be?

During your consultation, your agent should get to know you, your driving history, and the common hazards your vehicle is exposed to. Most agents will recommend a higher deductible for individuals with a low claims history and a lower deductible for those who use their policies frequently. If your agent has a different recommendation, ask them to explain why. If their response is detailed and well-informed, they’re likely worth working with. However, if they cannot answer your question, walk away.

4. Do I Qualify for Any Discounts?

While there are many affordable insurance policies available, you might be able to save even more through additional discounts. A great insurance agency should focus on helping their client’s get the best deals possible. If your agent recommends discounts to help reduce your monthly premiums, you’ll know they have your best interests in mind.

Save yourself the stress of finding an affordable car insurance policy on your own. Let the team at Lafever Insurance Agency in Cookeville, TN, help you find the right coverage for your needs. These qualified agents are committed to providing their clients with the best policies, and they would be happy to help you. Contact them online or call (931) 526-3377 to receive a free quote today.