If you sustained a legitimate injury in an accident that was not your fault but the liable party’s insurance provider is refusing to work with you, you’ll want to know what your options are. For starters, your personal injury attorney may advise you to bring up insurance bad faith, which will have any adjuster pay attention. Insurance providers have an obligation to investigate every claim thoroughly, and if they fail to do so, there could be serious financial consequences.
Understanding Insurance Bad Faith
What It Is
In simplest terms, insurance bad faith refers to scenarios in which an insurance provider is not holding up their end of the contract with a client. As a customer, you make regular payments, and your provider negotiates for a fair settlement in good faith when a claim arises. If you think your insurance company is not abiding by the terms of your agreement, a personal injury attorney can help.
Insurance providers also owe a certain duty of care to third-party claimants; however, they may be less inclined to act in good faith when dealing with individuals who are not paying customers. It is essential that accident victims who are seeking compensation from the liable party’s insurance company hire a lawyer. As a third-party claimant, you are already at a disadvantage before the proceedings even begin.
What You Can Do About It
If you think an insurance provider is negotiating in bad faith by engaging in lies, tampering with witness testimony, or withholding evidence, an attorney can help you draft your accusation in writing. This should provoke an immediate change on the adjuster’s behalf. If it does not, your lawyer can help you pursue the issue further until it is resolved.
If you think you have been the victim of insurance bad faith, turn to Glacier Law Firm in Kalispell, MT. A compassionate and knowledgeable lawyer from their firm can assess the circumstances of your claim and help you determine the best way to proceed. Visit their website to learn more about their experience assisting accident victims, and call (406) 552-4343 to schedule an initial consultation today.