Amherst, Ohio
47375 Cooper Foster Park Rd.
Amherst, OH 44001
(440) 984-6771

3 Essential Types of Business Coverage September 5, 2017

Amherst, Lorain
3 Essential Types of Business Coverage, Amherst, Ohio

Having the proper business coverage offers a host of benefits, even if your company is small. In fact, Jenkins & Bevan Insurance in Amherst, OH, stresses its importance to their customers who are small business owners. However, it’s also essential to make sure you have the right types of commercial insurance.

If you want to keep your employees safe and your customers satisfied, here are three types of business coverage you need: 

  • Property Insurance: One of the very first things you’ll want to do is ensure your property and assets are protected in case of an emergency. Property insurance helps ensure you don’t take any losses in the case of a fire, theft, vandalism or smoke damage; it also protects all your expensive electronics or other machinery you use on a daily basis. 
  • business coverageGeneral Liability Insurance: General liability insurance is designed so your business doesn’t go bankrupt in the case of an unfortunate accident. If a customer is injured at your location or a product you’ve manufactured causes bodily harm or property damage, general liability insurance both protects you and covers the damages for those who’ve suffered from the mishap. 
  • Worker’s Compensation: Arguably one of the most important types of insurance when it comes to business coverage, worker’s compensation is designed to protect employees who are injured on the job. This type of coverage provides medical benefits in case they need to be hospitalized, as well as wage replacement in case they miss an extended period of work due to their injury. In return for this type of coverage, your employees agree not to sue you in the event of any on-the-job accidents.

To learn more about how business coverage insurance can help keep your clients and staff happy and healthy, contact Jenkins & Bevan Insurance today at (440) 984-6771 to speak directly to one of their agents. You can also like them on Facebook for regular updates about their services. 

Other Announcements, Events and Deals from Jenkins & Bevan Insurance
Why Your Auto Insurance Premium May Be Increasing, Amherst, Ohio
When it comes time to renew your auto insurance policy, you may notice a rate increase from last year. This is probably not a result of your driving history. Rather, rates are more
Your Quick Guide to Gap Auto Insurance, Amherst, Ohio
If you're preparing to buy a new vehicle, then you're going to need to obtain an auto loan, vehicle insurance, and gap coverage. While your auto insurance focuses on your vehicle, more
4 Questions to Ask to Help Choose the Right Business Coverage, Amherst, Ohio
Buying business coverage can be a complicated process if you're not sure what exactly to look for in a policy. But, asking the right questions can guide you in the right more
Amherst Insurance Agent Celebrates Italian Heritage at Local Community Festa, Amherst, Ohio
On Saturday, October 21st,  2017, the Lorain Italian American Veterans Post #1 held a traditional Festa Italiana to celebrate Italian heritage and bring their more
Why It’s Important to Ensure You Have Adequate Home Insurance During the Fall, Amherst, Ohio
Your home is your greatest asset and the place you should feel most safe and secure. Unfortunately, it’s vulnerable to a variety of risks that have the potential to cause more