Having the proper business coverage offers a host of benefits, even if your company is small. In fact, Jenkins & Bevan Insurance in Amherst, OH, stresses its importance to their customers who are small business owners. However, it’s also essential to make sure you have the right types of commercial insurance.
If you want to keep your employees safe and your customers satisfied, here are three types of business coverage you need:
- Property Insurance: One of the very first things you’ll want to do is ensure your property and assets are protected in case of an emergency. Property insurance helps ensure you don’t take any losses in the case of a fire, theft, vandalism or smoke damage; it also protects all your expensive electronics or other machinery you use on a daily basis.
- General Liability Insurance: General liability insurance is designed so your business doesn’t go bankrupt in the case of an unfortunate accident. If a customer is injured at your location or a product you’ve manufactured causes bodily harm or property damage, general liability insurance both protects you and covers the damages for those who’ve suffered from the mishap.
- Worker’s Compensation: Arguably one of the most important types of insurance when it comes to business coverage, worker’s compensation is designed to protect employees who are injured on the job. This type of coverage provides medical benefits in case they need to be hospitalized, as well as wage replacement in case they miss an extended period of work due to their injury. In return for this type of coverage, your employees agree not to sue you in the event of any on-the-job accidents.
To learn more about how business coverage insurance can help keep your clients and staff happy and healthy, contact Jenkins & Bevan Insurance today at (440) 984-6771 to speak directly to one of their agents. You can also like them on Facebook for regular updates about their services.