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Looking for Houses for Rent? 3 Great Reasons to Buy Renters' Insurance August 21, 2017

Downtown Honolulu, Honolulu
Looking for Houses for Rent? 3 Great Reasons to Buy Renters' Insurance, Honolulu, Hawaii

When most people start looking for houses for rent, they are more concerned about contracts, locations, and building finishes than they are about financial liability. Unfortunately, you never know what might happen when you live on someone else’s property, which is why insurance is a must.

Here are three great reasons to buy renters’ insurance:

1. Financial Protection

houses for rentFrom vandalism and stolen possessions to property damage due to floods and fires, renters’ insurance offers financial protection against a long list of potential perils. Designed to help you to replace damaged, vandalized, or stolen objects, some policies even extend to stored items, bicycles, and recreational equipment.  

2. Personal Liability

Anything can happen when you have family or friends over, so think about personal liability coverage too. For example, if you rent a home with a swingset or trampoline in the yard and someone gets hurt while playing, your policy would kick in to help pay for their medical expenses. Some are even designed to cover policyholders away from home, should you damage someone else’s property. 

3. Affordability

Although it might seem expensive to have a policy that covers everything in your home, renters’ insurance is surprisingly affordable. In fact, the average option in the United States only costs about $187 a year, which translates to under $20 a month. 

 

If you are shopping for houses for rent, contact the knowledgeable professionals at Lani Properties Corp CPM. In addition to their strong understanding of the Honolulu, HI, real estate market, they prioritize customer service and follow a strict code of ethics. Their goal is to exceed client expectations and secure them the home of their dreams. To explore current listings, check out their website or call (808) 521-0081 to schedule an appointment today.

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