Owning a home is the dream of most families, but a bad credit score can make that dream seem impossible. However, there are still options available even if you have poor credit. SWE Homes specializes in owner-financed homes for sale throughout Georgia and Texas, helping people with poor credit buy a house. They suggest the following tips:

• Save up a larger down payment. With the banks tightening mortgage restrictions, even buyers with good credit are required to have a down payment these days. Being able to make a significant investment up front makes you more likely to get approved.
• Improve your credit score by paying down debts and having any mistakes removed from your credit report. Freeing up around 70% of your maximum credit limit on credit cards can quickly improve your credit score and get you a better offer on a mortgage.
• Skip the bank financing route entirely and purchase a home through owner financing. This option allows you to purchase a home directly from the owner, with no credit needed and with low down payments. Companies like SWE Homes also have little to no closing, which you would typically pay when securing a bank mortgage.

With their financing options and large selection of homes for sale, SWE Homes can get you pre-approved and moved in to your new home within weeks rather than months. Visit their website to learn more and browse their properties for sale, or call (713) 413-1000 for more information.

SWE Homes, LP, Residential Mortgage Loan Originator NMLS# 341112