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One of the responsibilities that comes with the privilege of driving is the need to maintain adequate car insurance. Once you have complied, you must then carry a proof of insurance card with you in case you need to share your information with others. Here, Charles Adams Insurance Agency, the leading auto insurance company in Ashland, KY, explains what the proof of insurance card is and why you need to have one with you whenever you operate a vehicle.

What Is a Proof of Insurance Card?

Car insuranceYour proof of insurance is a small slip of paper containing all the necessary information regarding your car insurance policy. It lists your name and address; the make, model, and year of your vehicle; the name of your insurance company; and the renewal date and number of your policy. If your vehicle is drivable, your insurance carrier will send you a proof of insurance card with your policy information. Cars that are in storage or not roadworthy do not receive one.

Why Do You Need a Proof of Insurance Card?

If you are stopped by the police while operating a vehicle, they will want to see proof you are insured. The proof of insurance card is essential, as nothing else will be accepted. If you fail to produce the card, you can be cited and fined. The Kentucky Department of Motor Vehicles will also need to see your proof of insurance card before they renew your license plate. If you are ever in a multicar collision, you'll need to show it to the other driver to provide your name and policy information.

If you do not currently have car insurance, the team at Charles Adams Insurance Agency in Ashland can help you choose the types and amounts of coverage that make sense for your vehicle and lifestyle. Visit their website for directions to their office, or call (606) 325-9709 to request an auto insurance quote.

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