The internet is revolutionizing personal banking, providing customers with an unprecedented amount of control and access to their money. Most financial institutions offer mobile banking with customized apps that allow you to do everything from check account balances to transfer funds and pay bills using your smartphone or tablet. If you haven't used these resources, consider the advantages of mobile banking apps.

4 Benefits of Mobile Banking

1. More Accessibility & Control Over Your Money

With up-to-the-minute account access, you'll never lose track of how much money is in each account. Many applications also allow you to set low-balance notifications, helping you avoid overdraft fees and make more effective budgeting decisions.

2. Advanced Security

Mobile banking solutions are more secure than web-based applications since the variety of platforms makes them difficult for malware authors to target. Even if you lose your phone or tablet, mobile apps have additional layers of security to protect your personal banking information.

3. Robust Features

Many personal banking apps offer the ability to transfer money between accounts, pay bills automatically, and manage multiple accounts. Many financial institutions even allow you to track your spending with apps that automatically sync with advanced budgeting software.

4. No-Cost Availability

Most financial institutions provide mobile personal banking solutions free of charge, so there's no reason not to take advantage of them. Most require little bandwidth, so you can use them without worrying about depleting your data.

With hundreds of millions of dollars in assets and over 50,000 members, Hawaiian Tel Federal Credit Union is one of the state’s leading financial institutions. They have a reputation for combining personalized service with technologically advanced personal banking solutions. Learn more about their broad range of services online and follow their Facebook, Twitter, and Instagram accounts for news and updates. To speak with a credit union representative, call (808) 832-8700 on Oahu or (800) 272-5255 toll-free.