When your vehicle needs body work after an accident, the shop you choose should carry several types of insurance to protect you and your vehicle in case something goes wrong. As the leading collision repair and automotive paint service in northern Kentucky, Airport Paint & Body knows how important it is to keep their customers safe. They’re proud to be fully insured for everyone’s protection. Here, they explain how the various types of commercial coverage will help you.

Personal Injury Liability Insurance

An auto body shop can be a dangerous place, and a reputable facility should purchase enough liability insurance to cover the medical costs associated with an injury you might sustain on their premises. If you need to sue for damages, insurance coverage guarantees you will collect the full amount of any judgment you are awarded, regardless of the business’ financial health. If the shop has a strong liability policy, you should receive the amount you are due.

Property Damage Liability Insurance

Property damage liability coverage protects you if your car is damaged or destroyed while it’s in the shop. Some collision repair businesses purchase limited protection coverage, which only pays if they are legally responsible for the damages. Others choose full coverage, which pays to repair or replace the vehicle, even if the law says the shop is not at fault. 

Commercial Auto Insurance

Repair technicians sometimes test-drive a vehicle to diagnose problems or make sure the repairs are sound. The collision repair shop you choose should carry commercial auto insurance in case an accident occurs during this test.

Before you choose a facility for your collision repairs, find out whether they are fully insured. Airport Paint & Body is proud to maintain comprehensive business coverage in amounts sufficient to protect you from any financial loss while your vehicle is in their care. With convenient locations in Wilder, Hebron, and Erlanger, KY, their team makes it easy for you to get back behind the wheel. Visit their website or call (859) 441-5000 to schedule your service.