As a homeowner, you understand the importance of having a current home insurance policy, but as circumstances change, your policy may need to change as well. James C. Whitley Insurance Agency in High Point, NC, has helped residents find the best policy for their needs since 1977. With two convenient locations in High Point, you’ll be able to assess your current insurance needs whenever it’s convenient for you.
Below, their agents explain when you should reevaluate your home insurance policy to ensure that you have all the coverage you need:
- When It’s Time to Renew Your Policy: While it may be tempting to simply roll coverage over to the next year, it’s best to review your policy before you renew your coverage. Check to see if your provider has made any changes to your insurance over the past year. If they have, you may want to speak with your insurance agent about purchasing a new policy or getting insurance quotes from additional providers.
- You Recently Improved or Remodeled Your Home: Home renovations often add value to your property, but they can also impact your coverage needs. The more your home is worth, the more coverage you’ll need. Making home improvements, whether it’s remodeling your kitchen or finishing the basement, can cause you to be underinsured on your current policy. Your insurance agent will be able to assess your current needs against your home insurance policy to help you find the best coverage after the renovations are complete.
- You’ve Had a Major Life Change: If you’ve recently had another child, or one has moved out of the house to head to college, you may want to reevaluate your home insurance policy. As you bring more belongings into the home or move them out, your coverage needs change.
Whether you’re looking for quotes for home insurance or need an experienced agent to help you find a new auto policy, the team at James C. Whitley Insurance Agency can help. Visit their website for more information, and call (336) 841-5300 to schedule an appointment today. You can also stop by either their Main St. or W. Lexington Ave. office to speak with an agent in person.