Whether you own a one-story rambler or a brand-new two-story with a walk-out basement, keeping a household up and running can be a handful, especially when it comes to managing your monthly payments. Because of this, Daniel Oliver Agency in Edina, MN, wants to help you find ways to save with some helpful tips below. 

If you want to get the most out of your monthly homeowners insurance payments, here are four ways to receive discounts from the professionals at Farmers Insurance: Daniel Oliver.

Bundle Policies

One of the easiest ways to save on insurance from Farmers Insurance is by bundling your car and homeowners insurance together under one umbrella. Doing so will not only garner additional savings, but it also makes keeping track of monthly payments much easier. 

Roof Replacement

Have you replaced your roof recently? If so, you may be eligible for some very large additional discounts. New roofs are more resistant to hail and wind and therefore receive a very large discount.  Having a new roof not only increases your home’s resale value, but it also keeps you and your family well-protected in case of an emergency, lessening the damage your home might receive in extreme weather or other scenarios.

Being a Non-Smoker

Being a non-smoker not only keeps you healthier, but it can also provide you with additional discounts on your homeowners insurance. This is because it makes you less at risk of starting a fire or having your home fall victim to extensive smoke damage. 

Siding Matters

Some types of siding are more resilient to damage and therefore receive a discount on home insurance.  If you are thinking of replacing your siding, it pays to have a conversation with Daniel Oliver of Farmers Insurance before you pick out your new siding. 

Farmers Insurance: Daniel Oliver is invested in your well-being, so contact them today at (952) 925-4454 to learn more about how you can receive discounts on your homeowners insurance. They also specialize in auto, life, and business insurance, so visit them online and like them on Facebook for regular updates about their services.