It’s fairly common knowledge that there are consequences to be paid when you receive a moving violation. Whether you’ve run a red light or were caught up in a DUI, it’s likely for your automobile insurance rates to go up. In Lincoln, NE, drivers expect to receive an infraction on their driving record and know they need Mid-Alliance Insurance Associates, as they have the most qualified team of insurance agents in town.

Most drivers know their driving record plays a significant role in the amount they’ll pay each month for automobile insurance. With fewer accidents in a given amount of time, you’re seen as less of a liability and will be awarded lower rates. Once you receive an infraction, your rates will almost always immediately rise.

However, not all infractions are considered equal. A parking or speeding ticket may have little effect on your automobile insurance while a more serious offense, like a DUI or a hit-and-run will lead to a more severe spike. Consider this: the more points your infraction puts on your driving record, the more your insurance rates will rise. 

After you’ve received a citation, there are many steps you can take to determine how much your automobile insurance rates will increase and when. You’ll want to call your agent at Mid-Alliance Insurance Associates to see how the state laws of Nebraska will impact your rates, and you can ask one of their expert agents how much the violation will impact your rate and for how long.

They may recommend you enrolling in traffic school to reduce points or remove them entirely from your record. Taking small steps toward clearing your driving record of the infraction should help to bring your rates back down over time. 

If you’re a driver in Lincoln, NE, and you’re in the market for a reliable insurance agency to help you recover your rates after a moving violation, it’s time to call the team at Mid-Alliance Insurance Associates. Confident they have a solution for every situation, you can find some comfort in knowing your insurance agent is working hard to get you the best rate possible. Visit them online or call (402) 421-7800.