An experienced insurance agent is a valuable resource. To take advantage of their expertise and get the right coverage for the best price, Integrity Insurance Solutions, the leading home, business, and auto insurance agency in San Marcos, TX, recommends asking your insurance agent a few pertinent questions.

Key Questions to Ask Your Insurance Agent

What Are the State Minimum Auto Liability Requirements?

Virtually every state requires motorists to purchase minimum amounts of auto insurance liability coverage, which covers the costs of property damage and injury should you be involved in an accident. Ask your agent the minimum amounts required for your state; this gives you a baseline you can build on if you feel you need more.

Should You Buy More Than the Minimum Auto Insurance Liability Coverage?

Discuss whether your agent thinks you need to purchase more than the legal minimum amount of liability coverage. If you have considerable assets, it often makes sense to protect them by buying as much liability coverage as you can afford.

What Types of Renters or Homeowners Insurance Do You Need?

An insurance agent can recommend the types and amounts of coverage you need as a property owner or renter. As a homeowner, you should protect your outbuildings with dwelling coverage and additional structures coverage. As an owner or renter, you should consider personal property coverage (which protects your belongings) and liability coverage (which pays medical bills, repair bills, and legal fees should you, a pet, or a family member injure someone or damage their property).

Can You Save Money by Bundling Coverage?

Ask your home, business, or auto insurance agent whether you can save money if you purchase more than one policy from a particular provider. By bundling your current insurance plan with additional policies through the same insurer, you can save a considerable amount in premium costs.

The team at Integrity Insurance Solutions, a trusted business, homeowners, and auto insurance agency in Marcos, TX, pride themselves on their ability to listen and ask the right questions. They can help you design an insurance policy that meets your needs and fits your budget. Visit them online for more information on their services or call (512) 396-2211 to request a quote.