Kalihi - Palama, Hawaii
628 N King Street
Honolulu, HI 96817
(808) 383-5253
The Most Trusted Pawn Shop in Honolulu, HI

3 Reasons Financial Services at Pawn Shops Are Important June 19, 2017

Kalihi - Palama, Honolulu
3 Reasons Financial Services at Pawn Shops Are Important, Honolulu, Hawaii

If you’ve ever been denied a loan or rejected from opening up a bank account, you may feel like you have nowhere to turn. Fortunately, pawn shops offer a chance to receive short-term loans in exchange for collateral. 

Below are several reasons why pawn shops’ financial services are important:

  • pawnGet Cash Quickly: An advantage to pawn shops is you receive your loan in cash right away. There are no documents to process—the cash will be given to you at the same time and place in which you request it. When obtaining a loan from a bank, it can take up to weeks to receive the funds in your account.
  • No Credit Check: Unlike bank and money lenders, pawn shops do not conduct a credit check to determine whether or not they will give you a loan. Instead, it depends on the value of the collateral you offer the shop in exchange. Because of this, your credit score won’t be impacted if you don’t make payments on time. 
  • Low Interest: Interest is one of the most stressful aspects of receiving a loan from the bank, and can end up costing you more money than the original sum. Pawn shops will only charge you for the period you borrow the money.

 

Serving residents throughout Honolulu, HI, A Happy Pawn is an industry leader in providing accessible financial assistance. Stop by their shop today if you need fast cash or are looking to exchange some of your jewelry. Providing a broad range of top-quality services, including jewelry and diamond exchange, fast cash, and discount watches, they’re a one-stop shop for a myriad of needs. Call (808) 383-5253 to speak with a friendly representative or visit their website for more information.

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