Contrary to what you might think, a non-standard insurance company is not a company that offers substandard policies or has a poor consumer approval rating. In fact, many non-standard insurance providers have extremely high customer satisfaction scores because they offer services many drivers can’t get anywhere else. First Choice Insurance, Fairfield’s first choice for SR-22 insurance coverage, explains why drivers with special needs require a specialist insurance company.

Non-standard auto insurance companies write auto insurance policies for people who might find it difficult or impossible to find coverage with other car insurance companies. The majority of insurance companies factor in a driver’s credit rating when quoting policies, for example. Non-standard companies do not consider credit rating, making them the best choice for people with poor or no credit.

A less-than-perfect driving record will also impede your search for insurance, but non-standard companies are much more forgiving. They will also extend coverage to people with accidents on their records, including DUI convictions.

People older than 70 or younger than 20 are considered high risk and often encounter very high premiums when searching for insurance. Non-standard insurance companies specialize in these kinds of policies and can often give you a much lower rate.

If you have special insurance needs, using the services of a non-standard insurance broker could save you a great deal of money and frustration. The agents at First Choice Insurance will examine your situation, then search their network of providers to find you the best coverage at the best possible price. Visit them online or call (513) 860-0666 today for auto insurance quotes to find out how they can help you overcome the difficulties of getting insured.