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Owning a business can be a rewarding experience, but it’s important to protect it from the many disasters that can happen. There are a wide range of insurance options available, but trying to determine which ones are right for you and your company can be difficult. The team at Comaltex Insurance Agency is experienced in guiding New Braunfels, TX, residents through the process of selecting the right business insurance for their needs. They encourage all their clients to obtain the right coverage to protect their companies, and here’s why.

3 Ways Business Insurance Protects Your Company

1. Covers Your Property

Whether you sell tangible merchandise in a storefront or run a business that uses a lot of expensive equipment, you need protection in the event disaster strikes. Business insurance protects your property as well as your inventory and other items against certain damages.

2. Protects Your Business From Legal Action

business insuranceDepending on your business and the products you sell, you may need liability coverage in your business insurance policy. General liability coverage offers protection from lawsuits brought against your company due to accidents, negligence, or injuries. Product liability coverage can protect you in the event one of your products is defective and causes an injury or damage.

3. Covers Your Employees

Depending on the size of your business and the industry you work in, you may need workers’ compensation, which covers employee injuries that occur on the job. You may also want to consider additional business insurance coverage to protect you from employee-filed lawsuits.

No matter how big or small your business is, Comaltex Insurance Agency will work with you to ensure you have the appropriate level of coverage. Visit them online or call (830) 625-7511 to discuss all your business insurance needs with one of their knowledgeable agents.

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