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With the cost of sending your child to a University steadily increasing, it can be painful for your pocketbook to add another monthly charge. However, even with your child out of the house, it’s crucial that they’re protected by a good insurance policy. The professional insurance agents at Alcorn Insurance Agency understand how to help families with kids in college.

Below, they discuss three useful insurance policies:

Renters Insurance

Whether in an apartment, house or condo, if your child is renting a space not owned by the college, your homeowners insurance will not cover them. Renters insurance can cover your son or daughter's belongings such as laptops, cameras and other items, and they also provide coverage if someone is hurt in an accident in their rental space.

Auto Insurance

insurance agentWhether your student takes their car to school or not, insurance agents recommend keeping your child on the insurance plan for when they come home for breaks, or if they drive a vehicle while at school. In the rare event your kid is hit by a car while walking or biking, auto insurance will protect them as well.

Health Insurance

Health insurance is important, and knowing the terms of your policy is crucial, especially when your son or daughter is attending college far away from home. Check with your health insurance provider to make sure they’re still covered while they’re at school. If your kid goes out of state, there may be differences in your policy an insurance agent can help you understand.

If you’re looking for a trusted insurance agent to help decide what policies you need while your child is off at college, look no further than Alcorn Insurance Agency. Serving the Chama, NM, community and surrounding areas, this independent insurance agency can offer great coverage at affordable rates for liability, business, commercial and RV insurance. For more information about their insurance policies, call (575) 756-2197 or inquire online today.

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