When it’s time for your teenager to get behind the wheel and take to the open road on their own, you’ll likely start thinking of a variety of ways to keep them safe. However, the most important thing you can do to protect them is purchase the best car insurance coverage. Finding the right policy at an affordable rate can seem impossible, but with help from an experienced agent, you will be able to locate exactly what you’re looking for. This is why parents in Cookeville, TN, turn to the professionals at Lafever Insurance Agency for assistance with the shopping process.

Below, these expert agents provide a few tips for buying insurance for young drivers:

• Add Them to Your Own Policy: You may be considering getting your teenager a separate car insurance policy to avoid having your own rates increase. But in fact, it’s typically much cheaper to add them to your existing coverage, instead. 
• Capitalize on Discounts: Most insurance companies will offer different opportunities to help reduce premium payments. When insuring your teen, you may become eligible to receive discounts for having multi-car coverage. Additionally, if your teenager has good grades and attends a driver’s training course, you may be able to achieve even more savings.
• Choose a Safe Vehicle: Choosing a safe vehicle for your teenager to drive should be a top priority for both their protection and your insurance expenses. Bigger models that come with advanced safety features and have good crash ratings will effectively cut down your premium rates.
• Get Multiple Quotes: Getting multiple car insurance quotes is key to finding the best value. Working with an independent agency that has access to a number of providers will save you time, as they can secure quite a few quotes at once while reviewing your options to make sure you’re receiving the highest quality coverage.

The more you understand about purchasing car insurance for your teen driver, the better equipped you will be to make sure they are adequately covered. To obtain a new policy for your child, contact the professionals at Lafever Insurance Agency. Give them a call at (931) 526-3377 to request a quote, or visit them on Yelp for more information.