Asheboro, North Carolina

5 Steps for Getting the Right Auto Insurance June 1, 2017

Asheboro, Randolph
5 Steps for Getting the Right Auto Insurance, Asheboro, North Carolina

If you're involved in an accident or your vehicle gets damaged, having the right auto insurance policy can be the difference between an easy solution and paying for everything out of your pocket. However, you also don't want to overpay on overpriced policies with coverage you don't need. Below are a few tips for finding an auto insurance policy suited to your needs at the best price possible.

5 Steps to Finding Auto Insurance

1. Decide on Coverage Type

auto insuranceEvery state requires you to carry at least a certain amount of liability insurance, but do you need additional coverage? For instance, collision insurance will cover damage to your vehicle, and comprehensive coverage will pay for anything that happens if you aren't driving. Before you start shopping, take some time to decide what type of insurance you need.

2. Check Your Record

Your driving record is one of the most important factors determining your auto insurance rates. If you have points on your license that are about to expire, you might want to wait until they do before shopping for quotes or take an approved safe driving course to have them taken off early.

3. Compare Quotes

Get auto insurance quotes from at least three or four different companies. If you're doing it yourself online, make sure you're comparing policies with similar coverages and deductibles, so you get a direct comparison.

4. Research Companies

Of course, price isn't the only factor when choosing an auto insurance provider. If you need to file a claim, you'll want an insurance company with a reputation for providing fast payment and efficient customer service, so do a little research to find out what current clients are saying before you switch insurers.

5. Ask for Discounts

Many insurance companies provide discounts for everything from a safe driving record to teen drivers with good grades. When speaking to insurance agents, ask about bundling your personal policies and any other discounts you might qualify for.


Randolph County Farm Bureau in Asheboro is a proud affiliate of North Carolina Farm Bureau Mutual Insurance Company Group, offering a broad array of auto insurance policies to meet any need. To learn more about their tradition of excellence and to request a quote, call (336) 629-9187, or visit them online.

Other Announcements, Events and Deals from Randolph County Farm Bureau- Asheboro location
5 Key Steps to Take After a Car Accident, Asheboro, North Carolina
If you’ve never been in a car accident before, the stress can be overwhelming. Though a good auto insurance policy will help you cover the cost of repairs and any medical treatment more
3 Tips for Getting Auto Insurance for Your Teenage Driver, Asheboro, North Carolina
For a teenager, getting a driver’s license is a huge milestone. However, as a parent, watching your teen get behind the wheel can be one of the most stressful periods of your life. more
Understanding The Differences Between Term and Whole Life Insurance, Asheboro, North Carolina
Life insurance is an important safeguard, but which of the two main policy types is right for you — term life or whole life? Though each is designed to provide peace more
4 Home Insurance Policies Worth the Cost, Asheboro, North Carolina
If you own a house, you know the value of protecting it from costly damage. Home insurance offers financial peace of mind against the unexpected. Randolph County Farm Bureau in more
5 Factors That Influence How Much You Pay for Auto Insurance , Asheboro, North Carolina
Auto insurance costs can vary greatly from driver to driver, which means you might notice you’re paying significantly more or less than other people you know. Though it might seem more