When you’re involved in a collision, you will most likely be working with an insurance company to help pay to restore your vehicle. The outcome of your accident claim can vary depending on the extent of the damage, the repair estimate you received from your collision center, and the insurance company’s policies. Miracle Workers Auto Collision Center of Lincoln, NE, simplifies the process by working directly with the insurance company to make sure you get the auto body painting and repairs you need.
Here, we outline the steps associated with the insurance process:
Filing: If you were involved in a single-car accident or you were at fault in a multi-car crash, you must file a first-party claim. If you were hit by another driver, you need to file a third-party claim with their insurance company. Report the incident to the liable insurance company within 24 hours, so they can start their investigation as early as possible.
Investigating the Incident: After you file your claim, the insurer will have a claims adjuster conduct an investigation of the accident. Every piece of evidence you provide will be reviewed to prove the validity of your claim, which is why taking photos and documenting the scene is so important.
Estimating Repair Expenses: Although your insurer will ask for an estimate from one of their direct auto body repair shops, you have the right to use the collision center of your choice. Miracle Workers Auto Collision Center will work with the insurance company, on your behalf, and suggest the repairs and procedures that are best for your vehicle.
Determining the Outcome: After calculating the value of your claim, the insurance company will either approve or deny payment. If the claim is approved, they will then issue a settlement check to cover your expenses. You have the right to appeal a denied claim and provide further information or evidence about the incident.
If you get into an accident, the certified technicians at Miracle Workers Auto Collision Center are ready to help you get back on the road. We offer a wide range of services that will restore your vehicle to its pre-accident condition. Call us today at (402) 474-7355 or visit our website for more information.