When you think of commercial vehicles, you probably imagine the vans and trucks used by companies to haul equipment and make deliveries to clients. However, a commercial vehicle is any car, truck, van, or SUV that is used for official business on a routine basis. These vehicles are typically registered under the name of the business and are not driven for personal use. If you have a vehicle you rely on for your business, you should consider purchasing commercial auto insurance.

Below, the experts from Integrity Insurance Solutions in San Marcos, TX, explain the importance of purchasing coverage for your commercial vehicles.

3 Reasons You Should Buy Commercial Auto Insurance

1. You Can Purchase This Insurance for Any Type of Vehicle

As previously stated, a commercial vehicle is defined as any car used by a company for business purposes only. This includes all sedans, vans, SUVs, limousines, and trucks used for anything other than driving to and from work. You can purchase a policy for any of these vehicles as long as they are registered under the business’s name.

2. It Provides Protection for Goods & Equipment

While certain companies use their vehicles to transport goods or make deliveries, many businesses rely on cars, vans, and trucks to transport valuable equipment. Industries such as heating and cooling, electronic repairs, and telecommunications all require the use of technologies and hardware that are expensive and difficult to replace. This equipment is often used in clients’ homes and businesses, so it is important for these items to be covered during transport. Purchasing a commercial auto insurance policy will allow you to insure any equipment that is routinely transported in commercial vehicles.

3. You Can Protect Employees & Your Business Against Liabilities

Speak to your insurance agent regarding the different types of liability insurance available for commercial vehicles. In the event of an accident involving your car, this type of policy will keep your employees and assets protected from the direct effects of a lawsuit.

To learn more about how a commercial auto insurance policy will help you, contact Integrity Insurance Solutions at (512) 396-2211 to speak to an agent. For more information on the personal, commercial, and auto insurance policies they offer, visit them online.