Homeowners insurance protects you in a range of emergencies, including fires, floods, and robberies. Because your family’s peace of mind is a top priority, it makes this insurance invaluable. However, there are steps to avoid filing a preventable claim. That way, you can continue to enjoy both a low insurance rate and a safe home. At Accredited Insurance Group in Omaha, NE, their experienced agents provide expert advice and tools to help protect your property. 

5 Ways to Prevent Insurance Claims

1. Clean Your Dryer Lint Hose

You already knew that you needed to change your dryer lint tray after every cycle. However, did you know that you need to clean your dryer hose at least once a year? Even if you regularly clean the appliance’s filter, small pieces of lint can sneak passed and clog the hose. Pretty soon, this will make your machine less efficient. More importantly, clogged dryer lint hoses are a leading cause of house fires in the nation.

2. Change Your Smoke Detector Batteries

Insurance claims aside, naturally, you want to safeguard your home from a destructive fire. To ensure your smoke detectors are offering the protection you need, check their batteries and test them out a few times. Then, check your carbon monoxide detectors. Do this at least once a month.

3. Inspect Your Windows, Walls & Doors

Even the tiniest cracks or imperfections in your windowpanes, doors, and caulking can allow moisture to seep in and cause damage. To avoid any problems, thoroughly inspect your home’s perimeter and seal up any vulnerable areas.

4. Check Your HVAC System

Hire a professional to inspect your HVAC system annually. About three times a year, you should also clean out your filters. Ridding them of dust and debris will promote efficient heating and cooling as well as stave off the risk of a major malfunction.  

5. Clean Your Gutters & Downspouts

Have you cleaned your gutters and downspouts this season? If you haven’t, now’s the time. Removing built up leaves, debris, and insects will help protect your roof, foundation, and landscape from damage.

For affordable insurance that will keep you covered, look no further than Accredited Insurance Group. Learn more about the insurance agency by calling today at (402) 334-1780 or visiting their website.