There’s nothing quite as beautiful and relaxing as living on the Gulf Coast. But as a Galveston-based structural design firm, Cobalt Engineering and Inspections knows that enjoying life along the Texas coast means having to be prepared for hurricane risks. Fortunately, these professionals explain how windstorm engineering keeps home and business owners safe even if a storm hits.
Windstorm engineering is a specific approach to construction that focuses on building to reduce damage in the event of high winds or hail. Before you launch a construction project, certified civil engineering professionals will approach the design to make sure it meets all state and local wind codes. If not, adjustments are made to bring the new construction up to code.
Since nearly every exterior part of a home or business can be affected by high winds, windstorm engineering addresses specifications for the foundation, roof, and everything in between. It’s an essential step for every construction project on the coast, whether you’re planning to build a home or commercial property, and it will also help you apply for windstorm insurance—which isn’t typically covered by a standard home insurance policy.
If you own property along the Gulf Coast and want to be covered for wind damage, you’ll have to get a policy through the Texas Windstorm Insurance Association (TWIA). However, only buildings that pass a windstorm inspection by a licensed professional can qualify for coverage. Windstorm engineering helps ensure that your new building will meet the standards set by the law and required by TWIA.
Apart from new construction, windstorm engineering is essential if you’re repairing or building your property. For example, if you’re building a new addition, renovating, or making major roof repairs, you should consult a qualified engineer. Most repairs, renovations, and new construction require a windstorm inspection to maintain insurance through TWIA.
Before you start construction along the Gulf Coast, contact the experts at Cobalt Engineering and Inspections to learn more about their comprehensive windstorm engineering and structural design services. Or, if you’re applying for insurance, this team can provide certified windstorm inspections and assist with the coverage process. To get started, call (409) 526-9988. You can also visit the firm on Facebook to learn more about their services and qualifications.