Greenup, Kentucky

The Difference Between an Insurance Agent & an Insurance Broker May 22, 2017

Greenup, Greenup
The Difference Between an Insurance Agent & an Insurance Broker, Greenup, Kentucky

Did you know there’s a simple way to get a better deal on your insurance policy? For most coverage needs, it’s better to work with an insurance broker instead of an agent. An insurance agent works for a specific company and can only offer their products. An insurance broker manages an independent agency and does not operate under this restriction. In fact, they can offer an array of competitive choices from a variety of insurance companies. Harold D. Miller Insurance Agency of Greenup and Ashland, KY, will work to ensure you have access to as many options as possible.

Here are the advantages of working with an insurance broker instead of an insurance agent:

  • More Choice: It’s an insurance broker’s duty to constantly review the plans and rates offered by top insurance carriers—so they can recommend the best coverage options to their clients. Different companies have slightly different coverage offerings, and your broker will research the best policies for your needs.
  • insurance agentDiscounted Rates: Because insurance brokers place lots of business with insurance carriers, they can negotiate discounted rates instead of buying a single policy from the same insurance underwriter. With a broker by your side, you can compare discounts across the industry to get the optimal price.
  • Comprehensive Risk Management: An insurance broker takes times to get to know their clients, offering coverage for all potential risks you may encounter. If you have a special situation, let your broker know right away so you can lock in the perfect plan.

When you’re looking for the best deals for insurance coverage and want to minimize potential risks, consult an insurance broker who can provide top-notch insurance coverage at lower rates. To find out more, call Harold D. Miller Insurance Agency in Greenup at (606) 473-6211 or Ashland at (606) 324-1295. You can also visit their website for additional details on insurance agents and brokers. 

Other Announcements, Events and Deals from Harold D Miller Insurance Agency Inc.
Why Do You Need Renters Insurance?, Greenup, Kentucky
If you rent an apartment or house, you may be under the impression that you are protected by your landlord's homeowners insurance policy. Unfortunately, this is almost certainly untr...read more
How to Choose the Best Type of Homeowners Insurance for Your KY Property, Greenup, Kentucky
Homeowners insurance may not be required by law, but for many individuals, it's their one line of financial protection in the event of a disaster. Considering the level of importance...read more
Just Married? What Couples Need to Know About Life Insurance , Greenup, Kentucky
After the beautiful wedding ceremony, the last thing new couples think about is life insurance — especially if children aren't in the picture yet. However, securing a ...read more
3 Auto Insurance Shopping Tips for Your Teen Driver, Greenup, Kentucky
Most parents dread seeing their kids behind the wheel for the first time, and some fear spiking auto insurance premiums even more. After all, teen drivers are responsible for approxi...read more
Kentucky's Top Insurance Agency Dispels 4 Common Misconceptions About Insurance, Greenup, Kentucky
When the unexpected occurs, insurance is often the only thing standing between you and financial ruin. Unfortunately, there are several common misconceptions about these policies, so...read more